This question struck in my mind when I was writing a post on Financial Planning for youth. I discussed this question with several of my friends and colleges and figured out a possible answer.  Employers pay you salary, now it’s on you how to use it efficiently! You can do various things with it (the salary you […]


Ratios is what you deal with when you invest in stock or invest in some business project. Valuation of a profitable project is a challenging thing, in the same way valuation of your personal finance ratios is a bit challenging as a lot of of assumptions are involved in calculating the same. The most important ratios in analysis an […]


Personal Net worth Calculator

August 3, 2016

Net Worth is the tool by which you could find out exactly your financial well being. And this is no rocket science but an important tool that everyone should adopt to find out if they are financially healthy or in a mess! Just as the balance sheet provides a companies standing at a particular point […]

Read the full article →

#FunnyStory : How stock markets work?

July 30, 2016

Here is an story which is applicable to inefficient markets. This is a perfect example of how penny stocks are manipulated. Once upon a time in a village, a man appeared and announced to the villagers that he would buy monkeys for $10 each. The villagers, seeing that there were many monkeys around, went out […]

Read the full article →

How to select value stocks?

July 17, 2016

Wouldn’t you like to invest in coal to get diamond in return? Well, who wouldn’t like this? When I invest in stocks I first do a Top Down Analysis – Which is Analyzing the economy first then analyse a particular sector and in the end a specific company. If the economy is doing well various […]

Read the full article →

Online real estate portals make it easier to buy and rent a home

June 13, 2016

It’s a trend to buy online now – it has helped everyone in a very big way by providing more options and save time. It has made markets more open and helped customers gain access to more options when it comes to variety of products available. Online real estate portals have proved to be a […]

Read the full article →

Getting started in stocks? Here’s what you need to know

February 17, 2016

Stock markets have corrected off-lately and many people are looking to start investing. Major indices around the world have corrected 25 – 30% since the year start. “Higher the risk, higher is the return”,I am sure you might have heard this. Equity investments do not guarantee returns and carry substantial amount of risk. There is […]

Read the full article →

IRFC tax free bonds – opens for subscription tomorrow

December 7, 2015

The much awaited tax free bond issue is finally here with a big issue size. Indian Railways Finance Corporation (IRFC) opens for subscription tomorrow with an issue size of Rs 4,532 crore, this is almost six times more than that of others issues this fiscal. The other issues had left investors disappointed because of poor allotment due […]

Read the full article →

Interesting Read: Famous and not so famous investors on Dalal Street

November 17, 2015

Hope your Diwali was awesome. Just thought to say hi by sharing an interesting article from ET. Look at Dalal Street’s not-so famous top investors. The article covers several rich investors and their investing principles. Here is an interesting graphic on – India’s richest Non-Promoter Shareholders. Read the complete article here.

Read the full article →

All you wanted to know about Gold Monetisation Scheme & Gold Bonds

September 10, 2015

Government yesterday approved Gold Monetisation Scheme to reduce the demand of gold and make optimum use of gold lying ideal at households. The scheme has been launched to reduce the import of the yellow metal in the country. Currently India imports 1000 tonnes of gold annually. As per government – stocks of gold are estimated […]

Read the full article →